What Maryland Home Sellers and Buyers Should Watch for in the Fall and Winter Housing Market
As the weather cools down, the Maryland housing market is shifting too. The fall and winter housing market typically changes. However, this year has a unique trend that’s guiding home buyer and seller decisions. Here’s what buyers and sellers should keep an eye on as 2025 winds down.
For Home Sellers
- More Homes on the Market: There has been a noticeable increase in inventory this year, not just in Maryland but in other regions as well. That means buyers have more options, and homes may take longer to sell. If you’re listing your home, smart pricing and strong presentation are more important than ever.
- Buyers Watching Their Wallets: With interest rates and economic uncertainty on their minds, buyers are still cautious. Highlighting the real value of your home, like energy-efficient systems, updated features, or flexible spaces, can help it stand out.
- Seasonal Slowdown: It’s normal for buyer activity to taper off around the holidays. But don’t mistake fewer showings for lack of interest. The buyers who are active in November and December tend to be serious and ready to move.
For Home Buyers
- More Choices, More Time: Compared to the past few years, Maryland buyers are seeing more homes available. Properties are staying on the market longer, giving buyers a little breathing room to shop and negotiate.
- Mortgage Rates Moving in Your Favor: According to Freddie Mac, mortgage rates have recently moved down significantly and are now below the historical average of about 7%. Even a small dip in rates can make a noticeable difference in your monthly payment. Buyers who stay engaged this fall could lock in financing that feels far more manageable than it did just a few months ago.
- Motivated Sellers: Homes that linger through the fall often lead to opportunities. Sellers may be more open to negotiating on price, covering closing costs, or making repairs, especially if they want to start fresh in the new year.
- Less Competition During Holidays: The holiday season tends to thin out the buyer pool. That means fewer bidding wars and more negotiating power for the buyers who stay active. While others pause their search, you could find the right home at the right price, and avoid the spring rush.
Keep an Eye on the Economy
Across Maryland, housing is closely tied to jobs and affordability. Federal workforce changes in the D.C. metro area, affordability challenges, and efforts to speed up new housing construction are all factors to watch. These dynamics could influence demand and pricing over into the next year.
The Bottom Line
Like most of the country, the Maryland housing market cooled from the frenzy of the past few years, but homes are still selling and opportunities are out there. Sellers should focus on competitive pricing and presentation, while buyers can benefit from increased inventory, seasonal advantages, and better mortgage rates.
The fall and winter housing market does slow down, but it’s a time when motivated buyers and sellers are active. Whether you’re buying or selling, stay informed, set realistic expectations, and make decisions with your long-term goals in mind.
What’s your home worth?
By Dan Krell
Copyright © 2025
Disclaimer. This article is not intended to provide nor should it be relied upon for legal and financial advice. Readers should not rely solely on the information contained herein, as it does not purport to be comprehensive or render specific advice. Readers should consult with an attorney regarding local real estate laws and customs as they vary by state and jurisdiction. Using this article without permission is a violation of copyright laws.